How Thrifty Are You?

You never ever part with a penny unless you absolutely have to. And you know how to pinch each and every penny until it screams! This means no new clothing until the old ones are in tatters. No fancy food. No little treats. You have a will of iron. And when you die, someone's going to inherit a lot of gold. Or at least a whole lot of copper pennies.

You are very careful with your money. You rarely spend it, but when you do, you've weighed all the pros and cons. Sometimes you do things that don't seem thrifty at first glance, like buy a pair of expensive shoes. But this is because you know that item will last much longer than cheap ones. There's a method to your thrifty madness!

You are sensible about most financial decisions. You usually plan ahead. But there are some things that you just can't do without. And when you get the urge, you splurge! Overall, you strike a healthy balance between being financially responsible and enjoying your life too.

Sometimes you save your money, and sometimes you spend it. And that's fine. After all, it's your money! Just try not to make impulsive purchases that you'll regret later. And remember: Most stores have a good return policy. (Of course, this doesn't apply to anything you've already eaten.)

You like to spend your money. And that's okay, as long as you're making a lot of it. But if you aren't, you might want to take a closer look at your finances. And even if you do have a well-paying job, you might want to consider saving for a rainy day. After all, they do happen every now and then, depending on where you live, that is. (Those residing in desert oil fields don't really have to worry about rain.)

You tend to live in the moment. And you probably have a lot of fun as a result. Still, it's important to think about the future sometimes too. Instead of letting all that money just slide right through your fingers, consider holding on to it now and then. Your future self will thank you.